Who is eligible

• Salaried person 
  (Should  have permanent employment for last 2 years  
  
  
• Professional 
  (Should have been in the profession for the last 2 years ) 
  
  
• Businessman 
  (Should be in business for the last 2 years and generate adequate and consistent income and good net worth )

 
Limit

• Individual      Maximum Rs 1,00,000.00
• Corporate      Maximum Rs  10,00,000.00

Guarantors  

• 1 Guarantor upto Rs 25,000.00
• 2 Guarantors for amount above  Rs 25,000.00

Repayment Period 

• 36 to 48  EMI’ s

Rate of Interest    

• 15%  on reducing balance method

Special Features 

• Wife /husband/parents/Brother/ sister can be co applicants income of the co applicant will be considered for assessing repayment capacity
  
  
• Interest calculated on daily reducing balance
  
  
• No prepayment/commitment  charge levied unless the Liability is taken over by another financial institution

Quick Links - Loan

Retail

  Vastu Purti
  Medi-Ease
  AutoAccess
  Vesential
  Shares
  Adv against Gov Sec
  Vidya Vikas

Business

  Real Value
  V EASY Finance
  Vypar Vriddhi
      Yojana

Deposits

Saving Bank Acc

 NIC - Saving Classic
 Genxt
 Small Wonders
 Term Deposits

Current Acc

 Type of Acc