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Term Deposits

Fixed Deposits for those who plan for regular income. The deposit can be made for a minimum period of 15 days. The rate of interest depends upon the period of deposit. Interest can be paid at regular intervals viz. Monthly, quarterly, half-yearly or yearly.

Given below is the banks rate of interest on deposits.

PERIOD

General Public

Senior Citizen

15 days to 45 days

4.00%

4.50%

46 days to 89 days

4.75%

5.50%

90 days

5.50%

6.00%

91 days to 180 days

7.50%

8.00%

181 days to 240 days

7.50%

8.00%

241 days to 1 year

8.00%

8.50%

Above 12 months to 24 months

8.50%

9.00%

Above 24 months to 36 months

9.50%

9.75%

Above 36 months to 40 months

10.00%

10.50%

Above 40 months to 48 months

10.00%

10.50%

Above 48 months to 60 months

9.00%

9.50%

Above 60 months to 84 months

8.50%

9.00%

Above 84 months

8.00%

8.00%


 

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