New India Bank

CURRENT ACCOUNTS

The following current account products to suit all financial requirements of all our customers be it an individuals or corporates.

Type of Account	Quarterly Average Balance (QAB)
NIC- Business	Rs.10,000/-
NIC-Silver	Rs.25,000/-
NIC- Gold	Rs.50,000/-
NIC-Platinum	Rs.75,000/-

Who Can Open The Account

Customer can open the account suited for him or her to enjoy a host of facilities that will take care of his/her entire banking requirement.

Sr. No	Features	Business	Silver	Gold	Platinum
1.	Demand draft payable at any centre	Rs.2/1000	Rs.1.75/1000	Rs.1.50/1000	Rs.1/1000
2	Pay order issued from base branch	Rs.1.50/1000	Rs.1.25/1000	Rs.1.00/1000	Rs.0.75/1000
3	Outstation cheque collection	Rs.3/1000	Rs.2.50/1000	Rs.2/1000	Rs.1/1000
4	RTGS/NEFT transactions : outstation payments	Rs.1.50/1000	Rs.1.25/1000	Rs.1.00/1000	Free
5	Account Statements	Rs.75/-	Rs.50/-	Rs.25/-	Free
6	Cheque book charges	First 100 free and thereafter Rs.2/- per leaf.	First 100 free and thereafter Re.1/- per leaf.	First 100 free and thereafter Re.0.50/- per leaf.	Free
7	Cheque return charges -out ward clearing	Rs.100/-	Rs.100/-	Rs.100/-	Free
8	Cheque return charges -inward clearing	Rs.200/-	Rs.200/-	Rs.200/-	Rs.200/-
9	Stop Payment Charges	Rs.50/-	Rs.50/-	Rs.50/-	Free
10	Charges for non maintenance of QAB	Rs.100/-	Rs.150/-	Rs.200/-	Rs.300
11	Account closing charges	Rs.150/-	Rs.200/-	Rs.250/-	Rs.350/-
12	Standing Instructions	Rs.25/- per instance.	Rs.25/- per instance.	Rs.25/- per instance.	Free
13	SMS Banking	Rs.100/- per year.	Rs.100/- per year.	Free	Free
14	Debit Card	Free	Free	Free	Free

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